Overview

Please note that these figures are approximate and should only be used to give you an indication of how refinancing to a lower interest rate may be beneficial and the effects of using a debt reduction program.

Notes:

CALCULATIONS: We have used a loan term of 30 Years and an Interest Rate of 5.89% in all our calculations. The fields below are what you will need to complete and should cover most of your expenses. At the end of this you will find a Summary Page which will give you an idea of your expenditure and the TIME & MONEY you can save through REFINANCING and using the DEBT REDUCTION program.

• 1. Loans Apart From Property Loans
• 2. Property Loans
• 3. Income
• 4. Insurance
• 5. Health (Cost after Refunds)
• 6. Living Expenses - Home
• 7. Living Expenses - Personal
• 8. Leisure
• 9. Child Care (After Refunds)
• 10. Transport